 | Your family inherits an asset, not a liability |
 | You protect your family's credit rating following the loss of
your income |
 | You protect your family's standard of living after your death
|
 | The co-signer is relieved of the obligation |
 | The creditor is paid directly |
 | A single premium means no annual increase in rates |
 | Benefits are not taxable |
 | You protect your other assets from being used to satisfy this
obligation |